[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.saneko.cz\/zaruky-jsou-to-co-casto-chybi\/#Article","mainEntityOfPage":"https:\/\/www.saneko.cz\/zaruky-jsou-to-co-casto-chybi\/","headline":"Z\u00e1ruky jsou to, co \u010dasto chyb\u00ed","name":"Z\u00e1ruky jsou to, co \u010dasto chyb\u00ed","description":"Jak to dopad\u00e1 s podnikateli, kte\u0159\u00ed si na sebe n\u011bkdy nebo t\u0159eba i ka\u017edou chv\u00edli nedok\u00e1\u017eou sv\u00fdm byznysem vyd\u011blat? To v\u00ed ka\u017ed\u00fd, i nepodnikaj\u00edc\u00ed lid\u00e9. Takov\u00ed podnikatel\u00e9 prost\u011b krachuj\u00ed. A kdo zkrachuje, u\u017e podnikatelem nen\u00ed. Jen\u017ee ani ti \u00fasp\u011b\u0161n\u00ed z podnikatelsk\u00fdch \u0159ad neslav\u00ed v\u017edy jenom \u00fasp\u011bchy. I ti se dost\u00e1vaj\u00ed n\u011bkdy do pot\u00ed\u017e\u00ed, pro kter\u00e9…","datePublished":"2023-06-30","dateModified":"2023-06-30","author":{"@type":"Person","@id":"https:\/\/www.saneko.cz\/author\/#Person","name":"","url":"https:\/\/www.saneko.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/a414941ff2b86a79f1a70a433f21d60df00047fefe742a46b6fded139881a475?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a414941ff2b86a79f1a70a433f21d60df00047fefe742a46b6fded139881a475?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"saneko.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.saneko.cz\/wp-content\/uploads\/payment-473685_1280.jpg","url":"https:\/\/www.saneko.cz\/wp-content\/uploads\/payment-473685_1280.jpg","height":0,"width":0},"url":"https:\/\/www.saneko.cz\/zaruky-jsou-to-co-casto-chybi\/","about":["Online"],"wordCount":398,"articleBody":"      Jak to dopad\u00e1 s podnikateli, kte\u0159\u00ed si na sebe n\u011bkdy nebo t\u0159eba i ka\u017edou chv\u00edli nedok\u00e1\u017eou sv\u00fdm byznysem vyd\u011blat? To v\u00ed ka\u017ed\u00fd, i nepodnikaj\u00edc\u00ed lid\u00e9. Takov\u00ed podnikatel\u00e9 prost\u011b krachuj\u00ed. A kdo zkrachuje, u\u017e podnikatelem nen\u00ed.Jen\u017ee ani ti \u00fasp\u011b\u0161n\u00ed z podnikatelsk\u00fdch \u0159ad neslav\u00ed v\u017edy jenom \u00fasp\u011bchy. I ti se dost\u00e1vaj\u00ed n\u011bkdy do pot\u00ed\u017e\u00ed, pro kter\u00e9 existuje cel\u00e1 dlouh\u00e1 \u0159ada p\u0159\u00ed\u010din. Kolikr\u00e1t se jenom nepoda\u0159\u00ed ani to, co se poda\u0159it m\u011blo, a pak se podnikatel\u00e9 dost\u00e1vaj\u00ed t\u0159eba i do nezvladateln\u00fdch finan\u010dn\u00edch probl\u00e9m\u016f. Ze kter\u00fdch se ned\u00e1 bez p\u016fj\u010dky dostat.Ale p\u016fj\u010dky se ne\u00fasp\u011b\u0161n\u00fdm podnikatel\u016fm jen tak nenab\u00edzej\u00ed. Banky na tom necht\u011bj\u00ed prod\u011bl\u00e1vat, a tak t\u011bm, kdo maj\u00ed probl\u00e9my, nep\u016fj\u010d\u00ed, zejm\u00e9na pokud by m\u011blo j\u00edt o velk\u00e9 pen\u00edze. Nahl\u00e9dne se do registr\u016f dlu\u017en\u00edk\u016f, spo\u010d\u00edtaj\u00ed se p\u0159\u00edjmy a v\u00fddaje takov\u00fdch o p\u016fj\u010dku \u017e\u00e1daj\u00edc\u00edch podnikatel\u016f, zohledn\u00ed se pom\u011bry, v jak\u00fdch konkr\u00e9tn\u00ed podnikatel\u00e9 \u017eij\u00ed. A pak se \u017e\u00e1dost \u010dasto jednodu\u0161e zam\u00edtne.A jak by to s podobn\u00fdmi perspektivn\u00edmi, ale moment\u00e1ln\u011b problematick\u00fdmi \u017eadateli dopadlo, kdyby neexistovaly nebankovn\u00ed hypot\u00e9ky bez registru? Samoz\u0159ejm\u011b \u2013 dopadlo by to \u0161patn\u011b. Takov\u00fdm podnikatel\u016fm by nikdo \u017e\u00e1dn\u00e9 pen\u00edze nesv\u011b\u0159il, oni by byli v platebn\u00ed neschopnosti a v\u0161e by s velkou pravd\u011bpodobnost\u00ed skon\u010dilo bankrotem.Co\u017e se ale nest\u00e1v\u00e1, a to pr\u00e1v\u011b d\u00edky tomu, \u017ee i nebankovn\u00ed spole\u010dnosti sv\u00e9 hypot\u00e9ky nab\u00edzej\u00ed. A poskytuj\u00ed je za daleko benevolentn\u011bj\u0161\u00edch podm\u00ednek. Tak\u017ee podnikatel\u016fm vlastn\u011b sta\u010d\u00ed, kdy\u017e jsou schopni platit dohodnut\u00e9 spl\u00e1tky a kdy\u017e vlastn\u00ed nemovitost, kterou by mohli ru\u010dit, a k pot\u0159ebn\u00fdm p\u016fj\u010den\u00fdm pen\u011bz\u016fm se dostanou.Kdy\u017e je to zkr\u00e1tka t\u0159eba, d\u00e1 se z\u00edskat podnikatelsk\u00e1 hypot\u00e9ka i od nebankovn\u00edho sektoru, a to rychle a v\u00fdhodn\u011b. Nikdo tu ned\u011bl\u00e1 drahoty ohledn\u011b p\u0159\u00edjm\u016f \u017eadatele a jeho da\u0148ov\u00e9ho p\u0159izn\u00e1n\u00ed, nikdo se nestresuje kv\u016fli ban\u00e1ln\u00edmu z\u00e1znamu v registrech dlu\u017en\u00edk\u016f. A v\u0161ichni tak mohou b\u00fdt spokojen\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Z\u00e1ruky jsou to, co \u010dasto chyb\u00ed","item":"https:\/\/www.saneko.cz\/zaruky-jsou-to-co-casto-chybi\/#breadcrumbitem"}]}]